Most common
Working Capital Financing
Cover payroll, inventory, rent and seasonal gaps while you wait on revenue.
Business loans & financing
Business loans and financing for Canadian small businesses
Access the capital you need to grow, with financing options tailored to Canadian businesses. We help you understand your options, prepare a strong application and find a lender that fits.
- Broker, not a lender
- Canada-wide, Ontario focus
- Free initial consultation
- Replies within 24 hours
Whether you need to cover payroll through a slow season, buy a new piece of equipment, keep a cushion for unexpected costs or fund an expansion, the right kind of financing makes a big difference. The wrong kind can be expensive and hard to get out of.
Vetri Group works with small and medium-sized businesses across Canada, with a focus on Ontario. We start by understanding what you need the money for, then help you compare suitable options, from conventional bank products to government-backed loans, and prepare your application.
Financing is subject to lender approval and eligibility. We don’t guarantee approval, rates or terms.
Vetri Group is a broker, not a lender. We charge clients a service or consulting fee for our help; lenders and funding partners make all credit decisions.
Financing options
Find the right kind of financing
Each option suits a different need. Start with the one closest to yours, or talk to us and we’ll help you work it out.
Equipment Financing
Loans and leases for machinery, vehicles, kitchen, clinic and shop equipment.
Business Line of Credit
A revolving limit you draw on when you need it and repay as cash comes in.
CSBFP & Government-Backed Loans
Canada Small Business Financing Program and BDC options for start-ups and growing businesses.
Merchant Cash Advance
Funding repaid from future sales, through our affiliated funding partners. 3+ months in operation.
Not sure which fits?
Tell us what you need the money for and we’ll help you work out the right option.
We can also help with
- Small business term loans
- Inventory and seasonal financing
- Financing for start-ups and newer businesses
Commercial and real-estate-secured financing: residential and commercial mortgages, and any other lending secured by real estate, are arranged through ModernMortgages.ca.
How it works
How we help you get financing
Free consultation
Tell us what the money is for, roughly how much you need and when. We ask about your business, how long you’ve been operating and how it’s doing.
Review your options
We look at your situation and documents and talk through which kinds of financing may fit, including what each one is likely to cost and require.
Prepare the application
We help you put together a clear, complete application and approach lenders that suit your needs.
You decide
If a lender makes an offer, you review the amount, rate, fees, term and conditions before you sign anything. You’re never obliged to accept.
What to have ready
Every lender is different, but these documents are commonly requested. Don’t worry if you don’t have everything yet: we’ll help you work out what’s needed.
- Government-issued photo ID for each owner
- Business registration or articles of incorporation
- Recent business bank statements
- Financial statements and/or business tax returns for recent years
- A list of current business debts and payments
- Details of what the financing is for (quotes, invoices or a short plan)
By industry
Financing by industry
We work with contractors and trades, restaurants, retail shops, clinics, car washes, auto services and more. Equipment, seasonal and working capital needs vary by industry.
See industries we serveFAQ
Business loan questions
What types of business financing can you help with?
We help with small business term loans, working capital financing, equipment and asset financing, business lines of credit, merchant cash advances (through our affiliated funding partners) and government-backed loans such as the Canada Small Business Financing Program (CSBFP) and BDC. Commercial mortgages and other real-estate-secured lending are arranged through ModernMortgages.ca. Tell us what you need and we’ll tell you whether we can help.
Is Vetri Group a lender?
No. Vetri Group is a broker, not a lender. We help you understand your options and prepare your application. The lender makes the credit decision and sets the rate and terms.
Do you charge a fee?
Yes. Vetri Group charges clients a service or consulting fee for our work on your financing. We’ll explain the fee before you decide to go ahead.
Is the first consultation free?
Yes. Your initial consultation is free and there’s no obligation. If you decide to go ahead, our service or consulting fee applies.
Can you guarantee approval or a specific rate?
No. Financing is always subject to the lender’s approval and your eligibility. Anyone who guarantees approval before seeing your file should be treated with caution.
How long does it take to get funded?
It depends on the type of financing, the lender and how quickly your documents are ready. We’ll give you a realistic picture once we understand your situation.
What do I need to get started?
Just a conversation. For the application itself, lenders commonly ask for ID, business registration, recent bank statements, financial statements or tax returns, and details of what the money is for.
Ready to transform your business?
Take the first step towards growth. Book a free consultation today.